E-Check Benefits

Reduce bad check write-offs, returned-check fees and check collection hassles
Improved cash flow
Eliminates bank processing fees
Reduced deposit preparation time
Reduced accounting requirements
Flexible solutions to check processing
Funds available to merchant within two banking days
Check verification and authorization through nationwide database
Large national negative database
ID-based check fraud protection available
Positive scoring database
Merchant selected check acceptance controls
Detailed reporting for easy reconciliation with bank statements
Profit center or store-level group reporting available
Detailed reporting for terminal batches and reconciliation, if desired
Individualized terminal sub-batches for cashiers
Secured terminal program with cashier based access code
Cash consolidation and cash management available
Online reporting through secured web-based network